We've been around for a while so we've seen it all
About the Soden Agency
With our experience and connections with multiple insurance companies, we can provide you with a wide range of options that other companies might not have.

Our first commercial, from the 1930s
Oliver L.E. Soden and his descendants have been protecting Jamesburg with the best insurance since the “Silent Era”. Please enjoy our first-ever commercial from the 1930s where you’ll see our founder himself exiting the same office we still use today.
Know our story

Oliver L.E. Soden had originally planned to be a dentist and enrolled in the University of Pennsylvania in 1916. However, following the passing of his father, Oliver was forced to come home to take care of his mother and family. He took a job as a ticket agent in the town of Jamesburg, which had two passenger stations at the time, and also sold insurance on the side to make additional money. However, after a few years, the railroad gave him an ultimatum: either he stop selling insurance or leave the railroad. He took a chance and decided to commit to insurance full-time and founded the agency in 1925. His son, Oliver L.E. Soden, Jr (header photo) joined the agency in the 1940s. Oliver’s sons, Bob Soden and Hal Soden joined in the 1970s and ran the agency after Oliver Soden’s retirement. Bob Soden retired in 2020 after a long and successful career. Today the agency is run by the 3rd and 4th generations – Oliver L.E. Soden, Jr’s son, Hal Soden, and his son, Hal Jr., along with Bob Soden’s son, Bob, Jr.
- 1916
Oliver L.E. Soden enrolls at the University of Pennsylvania to become a dentist, then comes home to care for his family after his father dies.
- 1925
A railroad ticket agent in Jamesburg who sells insurance on the side, he is told to choose. He chooses insurance and founds the agency.
- 1940s
His son, Oliver L.E. Soden, Jr., joins the agency.
- 1970s
Oliver Jr.’s sons, Bob and Hal Soden, join and later run the agency after his retirement.
- 2020
Bob Soden retires after a long career.
- Today
The third and fourth generations run the agency: Hal Soden, his son Hal Jr., and Bob’s son, Bob Jr.
Meet the Soden Agency
The Oliver L. E. Soden Agency was established in 1925. Back then, life was simpler, but people still had a need for insurance to protect themselves from the losses that occur from unexpected events. Over the years, we have naturally added more services as technology and business practices changed. Now, we operate as an independent agency that works with multiple insurance companies so that we can provide you with a range of options that best suit your unique needs.
Every customer that visits our Soden Agency receives the same level of care whether they need renters insurance that NJ leasing agents require or they have just bought a home and need property insurance. We also offer both personal and business auto insurance coverage along with risk management services that help you minimize the potential for losses.
While our company has come a long way since it was first established, we never forget our history. This is why we keep our phone lines open 24-hours a day and encourage our agents to develop a close relationship with every client. We believe that getting to know our clients is the best way to ensure that you receive the most options for protecting your family, business and property from financial losses. Now that you know a little about us, we are eager to begin getting to know you so that our agents can begin working to identify your needs. Drop by our office or give us a call today so that we can connect you with your best insurance choices.
Our team
35 people across Jamesburg and Little Silver, from the principals to the people who answer the phone.
Principals

Hal Soden Sr.
CIC, CRM
Principal

Hal Soden Jr.
CPCU, AAI, CIC, CRM, CMIP, CWCA
Principal

Bob Soden Jr.
AAI, CPIA, CRIS, MEL-ARMC
Principal
Risk advisors

Gregory S. Wright
CIC, AAI, CMIP
Senior Risk Advisor

Morgan McLachlan
Senior Risk Advisor

Chip Smith
AU, CMIP
Risk Management Advisor

Keith Kaminski
CWCA
Risk Management Advisor

Michael Trombly
Risk Management Advisor

Matthew Zupkay
Risk Management Advisor

Karen Adamsbau
CIC
Risk Management Advisor
Commercial lines

Stephanie Boyer
AINS, CISR
Commercial Account Manager

Maureen Gearheart
Commercial Account Manager

Bridgette Luckey
CIC, CISR
Commercial Account Manager

Jamie Alligood
AAI, CIC
Commercial Account Manager

Christine Richman
Commercial Assistant Account Manager

Michele Scheer
AAI, CRIS, CLCS
Commercial Lines Account Manager

Teylar Campbell
Commercial Account Manager Assistant

Aspen Nelson
Commercial Account Manager Assistant
Personal lines

Carla Soden
CIC, CISR
Personal Lines Division Manager

Christine Reid
CISR
Personal Account Manager

Monica Grimes
CISR, CPRM
Personal Account Manager

Theresa Starek
Personal Account Manager

Susan Percello
Personal Assistant Account Manager

Angela Watson
Personal Account Manager

Rebekah Kimble
Personal Account Manager

Jessica Diaz
Personal Account Manager
Operations and office

Gail Toscano
CIC, CPIW, CRIS
Director of Insurance Operations

Michelle Saito
HR & Accounting Manager

Lauren Thompson
CIC, CRIS
Marketing & Placement Specialist

Jo-Ann Murray
Director of First Impressions
Rosalinda Vega
Director of First Impressions, Jamesburg

Joanna Picchiello
Processing Assistant

Krisi Arcilla
Processing Assistant

Karren Mirasol
Processing Assistant

Vance Cabahug
Executive Assistant
Come meet us
Call either office or request a quote online. We compare coverage and price across multiple insurance companies, then stay with you through changes and claims.
- Jamesburg
60 W Railroad Ave, Jamesburg, NJ 08831
732-521-0001 - Little Silver
680 Branch Ave, Little Silver, NJ 07739
732-747-0041